When Broken Windows Become the System
The Broken Window Theory says a single broken window can lead to urban decay. It’s no big deal in and by itself. However, if it
Show Me Your Process (Not Your Secrets)
Most Sunday mornings I make café con leche (Café Bustelo and whole milk) and write blogs to valuation people. It’s become a ritual. And for
Attitude Toward Hard
My wife got me stand-up comedy classes for Christmas. The final test is performing on stage in front of 100 people. This is real stand-up
Working Defensively vs. Building Intentionally
Think and Grow Rich rubs appraisers the wrong way. The book’s focus on ambition clashes with a professional culture built on caution and risk avoidance. While
Partnership Is the Risk-Reduction Strategy
If I’m a Chief Appraiser, why would I ever switch from my old appraisal platform? The short answer is leverage. Leverage means functionality well past
The Most Important Work in the Bank Nobody Sees
When valuation is working, no one notices. Loans close on time. Credit feels confident. Audits pass without friction. The bank moves forward as if gravity