
Stop Hesitating. Take Your Shot.
No appraiser has said, “It’s okay if I get this wrong.” Hiring that next person, implementing tech, stepping into leadership. Appraisers are elite overthinkers. We

The Degree Debate Misses the Point Entirely
AQB’s minimum education criteria focusing on college degree requirements is a moot point. We should be talking about the outdated 1995 pay model colliding with

The Efficiency Ratio, Built on Appraisal Data
Every bank executive knows the efficiency ratio is unforgiving. You can’t grow your way out of it. You can’t cost-cut your way to relevance. At

Ideas Are Like Avocados
They go brown quickly. Everyone in valuation agrees on what should improve. Everyone nods in the meetings. Everyone means to get to it. And then

When Broken Windows Become the System
The Broken Window Theory says a single broken window can lead to urban decay. It’s no big deal in and by itself. However, if it

Show Me Your Process (Not Your Secrets)
Most Sunday mornings I make café con leche (Café Bustelo and whole milk) and write blogs to valuation people. It’s become a ritual. And for