From the Credit Side – YouConnect Blog

Two favorite sayings I had as an in-house Environmental Risk Manager when training Lenders and Credit Officers about environmental risk were: Environmental risk is one variable within a very large equation (i.e., underwriting), and Environmental information is gathered to allow

We are happy to announce that Christine Olshesky has joined the RealWired Team as VP, Client Services. We are excited for Christine to bring her commitment to strong customer relationships and customer service to RealWired, and specifically our workflow management

Guest Writer Life is change. Yet, few of us embrace change when it comes around the corner. Motivational books like Who Moved My Cheese have been written to help us deal with transitions when they are thrust upon us. For

Financial institutions often have their outside commercial real estate appraisers allocating real property, tangible personal property (FF&E) and intangible personal property/business enterprise for certain property types like hotels and c-stores. However, how appropriate is it for commercial appraisers to determine

Fee simple or leased fee interest? It comes up daily for commercial appraisers and financial institutions.  The current generally acceptable methodology is, if there’s a lease, you must present the leased fee interest. There’s not a lot of discussion and

Not many people would argue that banks tend to operate a little bit differently than other businesses. As a matter of fact, one of the key components of profitability and a motivation to be a potential merger target, is the

As a commercial appraiser in a former life, economies of scale was something learned early on.   Economists use it every day and even the layperson heard a lot about it as a result of the financial crisis of 2008 –

I love the nomenclature of the FDIC’s proposed revisions to the Consolidated Reports of Condition and Income (Call Report or RC Report) as burden-reducing. Per the FDIC, “Every national bank, state member bank, insured state nonmember bank, and savings association

I love the quote from Dwayne Cassius “King” Pride (played by Scott Bakula) on the show NCIS New Orleans, “learn things.”  It’s not very often that chief appraisers and credit officers get together to share best practices. But so very