Let’s Hang On

Okay, most of you are old enough to know that the image here is of a phone. We still have handsets in most of our offices, but what if it were attached to a rotary dial? You’d be appalled. I was in a professional firm’s New York office a couple of years ago and was […]

Commercial Appraiser Trainees – Bueller? Bueller?

The Appraisal Foundation has recently issued a Practical Application of Real Estate Appraisal. You’ve heard of FIRREA, now there’s PAREA. I think the motivations are sound; the Appraiser Qualifications Board (AQB) created a first exposure draft highlighting the challenges of traditional supervisor/trainee model for gaining commercial appraisal experience. It’s an important topic for financial institutions’ […]

It’s the Law!

I read an article that hit on one of my pet peeves last week. It was about food labels. I am a self-admitted garbage disposal and I enjoy leftovers. I have a strong stomach. I’m a bit put off by manufacturer’s using labels that are confusing at best and cause a lot of waste at […]

Batteries are Draining Me!

Those of you who have being reading this column for a while know that I love to sail.  And of course, those of you who own boats know doing so is a never-ending opportunity to learn “stuff”.  Like you, I really dig the “learning stuff” part and this past week it was about the electrical […]

Why to Consider Do Not Disturb Zones

Time fragmentation is a real thing. In the computer world, fragmentation leads to storage space being “wasted”. Over time and with use, long contiguous regions of needed space become fragmented into smaller and smaller contiguous areas. Eventually, it may become impossible for the program to obtain large contiguous chunks of memory and it bogs down […]

Give a voice

Calling someone a millennial is just as enjoyable as someone calling me a baby boomer. Placing your employees in generational buckets is not particularly helpful to your financial institution. In credit departments, I know “rock star” and “sloth” employees, both millennials and baby boomers. The topic is really more about the quality of employees. It’s […]